Opinion &
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Welcome to the latest legal news and insight from Tolhurst Fisher, covering all the UK and international deals, disputes, lateral hires and law firm updates.

Solicitors since 1892

Update: Business interruption insurance test case – Supreme Court Judgment

Following on from our previous blog on the test case proceedings commenced by the Financial Conduct Authority (FCA), which were issued in order to provide clarity for policyholder’s seeking to rely on their Business Interruption Insurance (BI Insurance) as a result of losses caused by the COVID-19 pandemic, subsequent appeals were issued by the FCA and the Defendant Insurers and the Supreme Court has now delivered its decision.

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Reflections on Change

Without doubt, this pandemic has been hard on everyone and will shape the way we see the world for years to come. The office environment is no longer a static, communal place of work, with friendships and relationships blossoming and a wealth of communication and often times laughter. It has changed beyond all recognition with masks and screens, sanitiser and separation.

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Business Interruption Insurance through Covid

A number of businesses have looked to their Business Interruption Insurance (BII) when seeking to recover losses which have arisen as a result of the Covid-19 pandemic. On the whole, insurers have denied liability under the terms of the insurance or have generally been quite slow in responding.

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