Opinion &
Insights

Update: Business interruption insurance test case – Supreme Court Judgment

Following on from our previous blog on the test case proceedings commenced by the Financial Conduct Authority (FCA), which were issued in order to provide clarity for policyholder’s seeking to rely on their Business Interruption Insurance (BI Insurance) as a result of losses caused by the COVID-19 pandemic, subsequent appeals were issued by the FCA and the Defendant Insurers and the Supreme Court has now delivered its decision.

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Reflections on Change

Without doubt, this pandemic has been hard on everyone and will shape the way we see the world for years to come. The office environment is no longer a static, communal place of work, with friendships and relationships blossoming and a wealth of communication and often times laughter. It has changed beyond all recognition with masks and screens, sanitiser and separation.

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My Business has been impacted by Covid, can I vary the financial order relating to my marriage that was made before Covid?

In the last year Covid’s global detrimental impact on business and personal wealth has been vast. In Covid’s wake are a slew of individuals and business owners that have been faced with divorce settlements that bear no mind to financial losses from the pandemic that neither they or any court could have predicted or considered in a pre-Covid world.

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Business Interruption Insurance through Covid

A number of businesses have looked to their Business Interruption Insurance (BII) when seeking to recover losses which have arisen as a result of the Covid-19 pandemic. On the whole, insurers have denied liability under the terms of the insurance or have generally been quite slow in responding.

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Update for Landlords: Electrical Safety Standards

The Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020 (“the ESS Regulations”) apply to any residential tenancy entered into, or any fixed term tenancy which comes to an end and continues as a periodic tenancy, on or after 1 July 2020.

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Financial Disclosure: Guidance on completion of the Form E, and how to do it well

When parties make the decision to bring their marriage to an end, it is often how to divide the matrimonial finances that can cause the greatest confusion to the parties. The first step in reaching an agreement, or otherwise making an application to the Court in respect of finances, is to undergo financial disclosure.

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Trecarrell House Limited v Rouncefield: Gas Safety Certificates and Section 21

The recent Jugdment in Trecarrell House Limited v Rouncefield has provided clarity on the requirements on landlords relating to Gas Safety Records and whether late compliance with those requirements can prevent the landlord relying on the section 21 possession procedure.

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The impact of the coronavirus pandemic on Spousal maintenance

Whilst some businesses are slowly reopening, many employees remain on furlough, have taken reductions in salary or are facing the prospect of being made redundant. As a result many ‘high’ earners are no longer in the position to afford their monthly spousal maintenance obligations, as well as meeting their own outgoings.

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